1 Introduction
2 Applicant
3 Employment
4 Property Details
5 Loan Details
6 Additional Questions
7 Financial Details
8 Document Upload
9 Confirmation
10 We’re Almost Done!
  • Welcome to the
    Rate Reducer application!

     

    You are on the fast track to save thousands and years off your mortgage.  

     

    Make sure you have all these documents before you get started:

     

     
    • Your driver's licence and passport
    • Two most recent payslips
    • Most recent bank account statement showing salary credits
    • Current council rates notice x2
    • Most recent 6 month home loan statements
    • Your personal, property and loan details
     

     

    This is a no obligation application.

    Once you've completed your application one of our brokers will give you a call to discuss your serviceability before progressing.

    Application FAQ

     

  • Your Details

    Applicant One
  • Your Details 2

    Applicant Two
  • Employment

    Applicant One
  • Employment

    Applicant Two
  • Property Details

  • +-
  • Current Loan

  • +-
  • Additional Funds

  • Security Properties

  • We may not be able to provide you with a loan if you’re using additional properties as security
  • Liabilities to Refinance

  • Financial Details

    Applicant One
  • Financial Details

    Applicant Two
  • Document Upload

    If more than one applicant, please upload for each.
  • Drop files here or
    Accepted file types: doc, docx, jpg, pdf, png.
  • Drop files here or
    Accepted file types: doc, docx, jpg, pdf, png.
  • Drop files here or
    Accepted file types: doc, docx, jpg, pdf, png.
    Must not be in arrears. If you have more than one property, please provide one for each.
  • Drop files here or
    Accepted file types: doc, docx, jpg, pdf, png.
    If you have more than one property, please provide one for each.
  • Drop files here or
    Accepted file types: doc, docx, jpg, pdf, png.
  • Drop files here or
    Accepted file types: doc, docx, jpg, pdf, png.
    If refinancing an investment property
  • Not more than 1 month old (if providing internet transaction listings, please ensure at least one ‘original statement is included noting client’s name and the account number)
  • Confirmation

  • {all_fields}

Disclaimer: all case studies, calculations and rates included are for illustrative purposes only and cannot be relied upon for actual representations. Strict eligibility criteria and guidelines apply to the use of this product. The rates and benefits of this product are subject to your individual circumstances and adherence to the program are not guaranteed. Crown Money Management is an accredited licensee for the Rate Reducer. You should seek advice from your tax agent in relation to any tax benefits that you may receive from this product. All rates are variable and are subject to change with movements in the cash rate provided by the Reserve Bank of Australia.

*Interest Rate: 2.00%
Comparison Rate: 2.56%

Comparison rates are calculated on the basis of secured credit of $150,000 over a 25 year term. Warning: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

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