A LIFE-CHANGING OPPORTUNITY 

Welcome to the game changer - The Rate Reducer is an innovative loan product that massively discounts a home loan to give access to interest rates AS LOW AS 2.00%* (comparison rate 2.56%).

AND the interest rate reduces as the balance of the mortgage reduces.

If you have an owner-occupied home loan and an investment loan with the same lender - you might THINK you’re getting a good discount - but we can do better.

The Rate Reducer can help you save THOUSANDS of dollars and YEARS on the life of your loan - so you can own your home sooner and achieve financial freedom!

Join the thousands of Aussie homeowners who have made the move. Scroll down to find out if you’re eligible.

HERE'S HOW IT WORKS

If you have an owner-occupied home loan AND an investment loan you are probably paying similar rates on both loans. But only the interest on the investment loan is deductible at tax time.

Here’s the game changer.

By dialling down the rate on your home loan to as low as 2.00%* (comparison rate 2.56%), you’ll be able to pay your home off much faster - as more of your repayments will be paying down the principal. PLUS, every year as your debt reduces, so does your interest rate.

It’s simple. And thousands of Aussies are already taking advantage of the changes. Scroll down to find out if you’re eligible.

MEET TRACEY

In the past 90 days, she has paid over $12,000 OFF her HOME LOAN!

How?

3 Months ago she had a home loan owing $177k @ 5.37% paying $9,505 per year in interest and 2 Investment properties:

1. Owing $280k @ 4.76% paying $13,328 pa in tax deductible interest.
2. Owing $185k @ 5.37% paying $9,934 pa in tax deductible interest.

Total Interest = $32,767 pa in total interest.

She refinanced onto Rate Reducer 90 days ago. Now:

She has a home loan at $177k @ 2.19% paying $3,876 pa in interest
and 2 Investment properties:

1. Owing $280k @ 5.69% paying $15,932 pa in tax deductible interest
2. Owing $185k @ 5.69% paying $10,526 pa in tax deductible interest

Total Interest = $30,334 pa in total interest

Now she is only paying $3,876 instead of $9,505 in interest on her house each year, the rest of her payments are coming off her principal, reducing her debt and creating equity faster.’